What exercises are best to loose my lower belly fat?

I have been gaining weight gradually over the past year and I noticed that my lower belly is getting more fat. Even when I was skinny, the only place I had fat was in my lower abdomen. This really bothers me and I would like to lose fat in that area before anywhere else. Is this normal? It’s really gross to look at, please help me someone. If I could affort a tummy tuck or liposuction I would get it.