How much longer will it take to burn stomach fat and love handles?

I’ve been doing cardio each day, for 1 hr a day. For a month and 5 days now. My height is 5’9 and I weigh 160. How much longer do you THINK, it will take, if I dedicate myself into doing cardio each day for 1hr and continuing my diet plan?? I”ve lost 18lbs, but my stomach fat and love handles go no where, so how much longer do you think it will take??