Discover exercises to get rid of love handles

How do you know if you don’t have any more belly fat, and then can work on your abs?

I’ve recently gotten into doing a lot of cardiovascular exercise in hopes of loosing that stubborn belly fat. I don’t have that much, and I’m hoping to tone up my midsection. I’m around 6’1 and weigh about 165-170. But, I’m curious to know, when do you know that its time to start working on your abs, and if some belly fat has burned off? Any tips would be awesome, thanks.